CIFIU protects the integrity of the Cook Islands financial system by collecting, analysing and disseminating financial intelligence, supervising AML/CFT compliance, and working with domestic and international partners to detect and disrupt financial crime.
Search our website
CIFIU facilitates the prevention, detection, investigation and prosecution of money laundering, the financing of terrorism and other serious offences in the Cook Islands.
Receive reports and information on suspicious activity and prescribed transactions from reporting institutions and other sources.
Analyse information to identify patterns, risks and potential links to money laundering, terrorism financing and serious offences.
Disseminate financial intelligence to appropriate law enforcement, regulatory and international partners for investigation and action.
Monitor and supervise reporting institutions' compliance with the AML/CFT framework and applicable legislation.
Work with domestic agencies, regional FIUs and international partners to strengthen our collective response to financial crime.
Reporting institutions play a critical role in protecting the financial system.
Report activity or transactions where there are reasonable grounds for suspicion.
Report cash transactions that exceed the NZ$10,000 reporting threshold.
Report prescribed electronic funds transfers over the applicable threshold.
Complete the required declaration when currency is carried, sent or received across the border.
Report qualifying transactions involving cryptocurrencies, stablecoins, virtual assets, digital wallets, electronic money, mobile-payment systems and other forms of digitally transferred value.
Partner agencies
CIFIU works with domestic agencies to share information, support investigations and strengthen the response to financial crime in the Cook Islands. Through cooperation and financial intelligence sharing, we support partner agencies in carrying out their responsibilities and protecting the integrity of the Cook Islands financial system.
CIFIU also works with other government ministries and agencies as required.
Our domestic partner agencies
Member since May 2001. APG membership supports regional policy development, mutual evaluations, training and cooperation.
Member since 2021. The Pacific Financial Intelligence Community (PFIC) is a regional network connecting 15 financial intelligence units (FIUs) across the South Pacific to combat money laundering, terrorism financing, and transnational financial crime.
Joined in 2026. The Global Anti-Scam Alliance (GASA) brings together governments, regulators, law enforcement, industry and consumer organisations to strengthen international cooperation, share intelligence and improve the prevention and disruption of scams.
Member since 2004. The Egmont Group supports secure information exchange, training and cooperation between FIUs.
CIFIU is a member of the Cook Islands National Intelligence Taskforce (CINIT), which brings together Police, Financial Intelligence Unit, Customs and Immigration to share intelligence and support coordinated investigations.
Member since April 2009. The Combined Law Agency Group (CLAG) brings together government agencies to coordinate efforts to prevent, detect and combat criminal threats affecting the Cook Islands. CIFIU’s participation supports cooperation between financial intelligence and law enforcement agencies to protect national security and the community.
The Cook Islands Financial Intelligence Unit (CIFIU) is aware of scammers contacting BSP customers through WhatsApp and Google Meet, pretending to be BSP representatives.
Fraudulent accounts may also display the BSP logo as their profile picture to appear legitimate.
